UpdateDec 1, 2025 · 4 min read

What’s new in the 2025 MoneyStant tax engine

How MoneyStant uses CRA-aligned 2025 brackets and CPP/EI caps to power both the Tax Estimator and Net Pay tools.

MoneyStant now runs on a shared **2025 Canadian tax engine** that powers both the Tax Estimator and the Net Paycheque Calculator.

Instead of maintaining separate logic for each tool, everything pulls from the same set of:

  • 2025 federal tax brackets
  • 2025 provincial and territorial brackets for all regions
  • 2025 CPP and EI contribution limits and rates
  • A simplified federal basic personal amount

That means when you change a salary or province in one tool, the *expected* results in the other tools stay consistent (same assumptions, same math brain).

Why this matters

This shared engine makes it much easier to:

  • Add new tools (budgeting, debt, small-business)
  • Keep numbers consistent
  • Debug and upgrade when CRA changes something

For now, the focus is on keeping the numbers **clean, educational and transparent** rather than handling every edge case of CRA tax rules.