$
MoneyStant

MoneyStant · Tool

RRSP Optimization & TFSA vs RRSP (2025)

Use the RRSP Optimizer to find your contribution sweet spot, or switch to TFSA vs RRSP to see which account is better for your next dollar this year.

Same province list and styling as your Net Pay tool.

Locked to your 2025 CRA settings.

$

Your total employment/self-employment income before deductions.

$

Optional. Leave at 0 if you haven’t contributed yet.